[Manaquin]

Hi James and thanks for that.

Ok, i know that 50:50 they will lend me the cash as tested the water last year.
A few things that are niggling at me that i would like answered also.

* Does the quality of service vary from bank to bank?
* The franchisor has recommended some banks that its franchisees have dealt with in the past, so are familar with the brand. Does this have credability?
* The interest on loans. I am assuming that this will vary also from bank to bank? Or is this different for business loans as appose to personal loans.
* the Small Firms Loan Guarantee - going with a lender that uses this scheme be a good idea to get more than 50:50
* Also, i havent decided if i am going to buy the equipment or lease it. If i buy it, i could offer this as security against default?
* Going as a Limited company as appose to Sole Trader, does thishave a factor in granting a loan?
* Would using a financial broker be a good investment, or would I be ust as better off by using my own brain?

Thanks again for the advice so far