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I think for the age group you are talking about, the description you give is good - meeting up together is great, getting some people from business along on an ad hoc basis to 'mingle' is good and a 'speaker' is also a great idea.
If you are JUST starting out, talk to the Princess Trust/Business Link and maybe a local bank to come along and give advice about starting out.
Also, if you get some established young businesses in your group, to have them talk about their experiences would be great - better for some people than anything else, to show that a contemporary can achieve what they have and how they have done it!
Oh, and local accountants may well be interested in addition to the banks - they have a vested interest as well and can impart some great advice for free to a group if they think they have an 'in' to a load more business!
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